Small issues such as a broken kitchen drawer don’t need to be a deal-breaker. But make a list, so you can ask the seller to fix before you get the keys. Spot damp. Case the joint for wet spots, mould, peeling wallpaper and condensation on windows. Check inside cupboards too. Use your nose – […]
Top 20 questions to ask when looking for a house How many viewings has it had? How many offers has it had? How long has it been on the market? Can I see electrical and gas installation checks/reports? How long is the lease (if it has one)? Have there been any neighbour disputes? Why are […]
Typical timeline for buying a house Find a property: Research the area, scour estate agents and search websites. Put in an offer: Tell the seller what you’re willing to pay and any conditions. Offer to exchange: 2 to 6 weeks It’s accepted: Now get a survey to check the property’s condition. Your solicitor checks any […]
Ask yourself, Should I buy? Use it -mortgage deposit calculator. Work out the true cost of buying – Mortgage arrangement fee, Valuation fee, Legal fees, Stamp duty, Removal costs, Home repairs, Furniture and extras. Don’t just take the max they’ll lend you Boost your credit score Check out the neighbourhood Use the right property finders […]
Saving for a house deposit As a first time buyer, it’s becoming increasingly challenging to acquire a mortgage without a good-sized deposit. In order to have the best chance of successfully applying for a mortgage, lenders now typically require around 20 per cent of the value of the property as a deposit, at the time […]
